### Top 25 US Fintech Companies Crushing It in 2023

#### Nearly Half of Small Businesses Say Late Payments, Fraud Threaten Access to Credit and Undermine Growth

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_BillGO’s inaugural Small Business Payments Pulse report reveals fragile finances for the backbone of the U.S. economy_\
[Read more >](https://www.businesswire.com/news/home/20251023053845/en/Nearly-Half-of-Small-Businesses-Say-Late-Payments-Fraud-Threaten-Access-to-Credit-and-Undermine-Growth)

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_BillGO, a payments technology company, recently released new research examining the state of small business financial health._\
[Read more >](https://www.crowdfundinsider.com/2025/10/254995-billgo-survey-highlights-cash-flow-importance-to-smbs/)

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**Small Business Isn't Quitting Checks**\
The paper check will persist for decades for small companies, despite the growth of digital payments, BillGO’s CEO predicts.\
[Read more >](https://www.paymentsdive.com/news/small-business-isnt-quitting-checks-paper-payments-invoice-accounting-cash-flow-fraud/752033/?utm_source=Sailthru&utm_medium=email&utm_campaign=Issue:%202025-07-07%20Payments%20Dive%20%5Bissue:74670%5D&utm_term=Payments%20Dive)

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**Solving the last-mile problem in SMB payments**\
Serving this segment is not just about speed or infrastructure. It’s about fixing a coordination gap.\
[Read more >](https://www.bai.org/banking-strategies/solving-the-last-mile-problem-in-smb-payments/)

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_Citizens Bank is helping businesses transition to digital payments and using AI and consumer education to fight check fraud._\
[Read more >](https://bankautomationnews.com/allposts/payments/citizens-fights-check-fraud-with-ai-consumer-education/)

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When it comes to payment processing in fintech, these are the names to know.\
[Read more >](https://builtin.com/articles/fintech-payments-companies-examples)

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When it comes to payment processing in fintech, these are the names to know.\
[Read more >](https://builtin.com/fintech/fintech-payments-companies-examples)

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_BillGO Chief Architect and Head of Engineering John Brady was part of a select group who participated in creation of the FedNow® Service Request for Payment Work Group’s Market Practices document._\
[Read more >](https://www.frbservices.org/news/press-releases/092623-fednow-service-industry-work-group-issues-guidelines)

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**BillGO's VP of IT, Data and Information Systems, Janelle Gruber, ranks among the top 25 financial technology leaders in 2023.**\
[Read more >](https://thefinancialtechnologyreport.com/the-top-25-financial-technology-ctos-and-cios-of-2023/)

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From across the globe, spanning a diverse range of applications in finance — these are the world's top fintech companies.\
[Read more >](https://www.cnbc.com/2023/08/02/here-are-the-worlds-top-200-fintechs-cnbc-and-statista.html)